Personal finance, the accountant's way

Know what's safe to spend — this week.

Trakmy takes what's in your accounts, sets aside what's already committed and what's still due, and shows you the one number that matters: what's genuinely left to spend before payday.

Get early access See how it works
Connects to your bank securely via Open Banking. Your data stays yours.
This week updates as money moves
Money available £0
Bills still due −£0
Set aside to save −£0
Safe to spendMon – Sun £0
The number that matters

A monthly budget tells you the past. A weekly number tells you what to do now.

Most money apps show you last month in a pie chart. Useful — but it's looking backwards. Trakmy looks at the week ahead, so you're never guessing whether a spend is actually safe.

The usual way
monthly · backward-looking

“You've spent £4,244 of a £34,000 budget this month.” A big pot and a number that's already history. It can't tell you the £40 you're about to spend is fine — or not.

the Trakmy way
Safe to spend, weekly
this week · forward-looking

“After the bills still due and what you're setting aside, you have £1,310 left this week.” One honest number, for the days right in front of you. That's the difference.

In your pocket

Your whole money picture, one tap away.

Sign in, and your accounts, your bills and this week's safe-to-spend are already waiting — no spreadsheets, no sums in your head.

Your safe-to-spend, front and centre.
Accounts and balances, kept up to date for you.
Works on your phone, tablet and computer.
Where it came from

Built on 17 years of getting it right.

Trakmy isn't a startup's idea of budgeting. It started as a spreadsheet Kelly — a practising accountant — built to help her partner rebuild after losing a business.

Week by week, it tracked what was spent, what was due, and what was genuinely left. It's how they cleared the path, saved a pot, and planned for retirement. Kelly has used the same method with her own clients ever since.

Trakmy is that method — finally made into an app.

17 YEARS · PROVEN
“The spreadsheet got us through the hard years. Now it's something everyone can use.”
— the method behind Trakmy, refined by an accountant since 2009
What Trakmy does

Everything your money needs — in one calm place.

Safe to spend, weekly

The headline number — what's left this week after your bills and what you're setting aside. No guessing.

Bills radar

See what's due and when. Trakmy even flags an expected bill that hasn't arrived, so nothing catches you out.

Connect your bank

Securely link your accounts with Open Banking. Balances and transactions keep themselves up to date.

Plan your savings

Set pots and goals, decide what to put aside each week, and watch the balance build towards them.

Retirement & overpayments

Plan your pension, and see what overpaying the mortgage really saves you over the years.

Share with your household

One clear picture of the money for you and your partner — planned together, seen by both.

For accountants

A tool you can put straight in your clients' hands.

If you give clients a spreadsheet to track their money, Trakmy does the same job — without the broken formulas or the version they email back six months later.

Clients see what's spent, due and left — every week.
Cleaner numbers come back to you at year-end.
Your method, your guidance — in a tool they'll actually keep using.
Offer Trakmy to your practice
01

They connect their accounts

A few taps, securely, via Open Banking.

02

Trakmy does the weekly maths

Spent, due and set-aside — worked out for them.

03

They stay on top, all year

And hand you numbers that already make sense.

Early access

Be first to use Trakmy.

We're opening up to a small group to start. Leave your email and we'll be in touch when your place is ready.

No spam, ever. Just a note when Trakmy's ready for you.